Key Features of the Self App:

- Free Rent Reporting: Improve your credit score by reporting rent payments to Equifax, Experian, and TransUnion. This builds positive payment history, essential for credit building.

- Credit Builder Account: Simultaneously grow your credit and savings. Plans start at $25 monthly, with savings accessible at the end (less interest and fees). No credit check required.

- Secured Self Visa® Credit Card: Earn a secured Self Visa® Credit Card through the Credit Builder Account. Build credit with all three bureaus; use it anywhere Visa is accepted in the US. No credit check needed; you control your credit limit.

- Bill Reporting for Credit Building: Report cell phone, utility, and other bills (for a monthly fee) to further enhance your credit. Add up to five payments monthly and enjoy TransUnion credit monitoring and $1 million identity theft insurance.

- Proven Credit Score Improvement: Self Credit Builder Account users starting below 600 and making timely payments see an average 49-point credit score increase.

- Self Visa® Credit Card Access: Eligibility for the Self Visa® Credit Card requires a good-standing Credit Builder Account, three on-time payments, $100+ in savings, and meeting income requirements.

In Conclusion:

Self provides a comprehensive solution for credit building and improvement. Report rent and bills, leverage the Credit Builder Account, and access a secured credit card to establish positive payment history and boost your credit score. With the potential for significant credit score gains, Self is a powerful tool for achieving better financial health. Download Self today and start your credit journey.